Take this short quiz to see what plan is right for you?
Start Here:
No need to enroll in Part A, Part B, or do anything related to Medicare. If you're happy with your employer's coverage, you can stay on it until you retire. Give us a call then, and we'll guide you through the process of enrolling in Medicare.
Medicare Parts A and B
Medicare A & B is basic medical coverage provided by the government. Almost every senior not on their employer's insurance enrolls in Medicare Parts A & B.
Do I need to enroll?
Yes. Unless you have coverage from your employer, you'll face financial penalties for not enrolling in Parts A and B.
What will it cost?
You'll pay up to $471 per month for Part A and $174.70 per month for Part B.
When should I enroll?
Between 5/01/2061 and 7/31/2061 for coverage to start 8/01/2061.
How to enroll
Online at the Social Security website unless you're collecting Social Security benefits.
Do I need more coverage?
For most folks, Parts A & B aren’t enough. Here’s why:
➡️ Part A Deductible - Part A has a $1632 deductible you pay each time you're hospitalized if you haven't been in the hospital in the last 60 days. Over multiple hospitalizations, this could add up.
➡️ Part B Coinsurance - After a $240 annual deductible, Part B has you on the hook for 20% of medical bills. 20% of a big number is a big number.
➡️ Prescription drug coverage - there isn't any.
Finding Additional Coverage
The average person has 50 options for coverage beyond Parts A & B. We can help find the one that fits your budget and needs.
What's Your Zip Code?
Every zip code has different plans.
Plans G & N
Would you be willing to pay $190 per month in addition to your Part B premium for Plans G or N, which are Medicare Supplements and offer the widest choice of doctors and lowest out-of-pockets costs available?
Medicare Supplement + Prescription Drug Plan
Based on your answers, we recommend a Medicare Supplement plan which will cover doctor and hospital expenses.
Medicare also requires you to enroll in a Prescription Drug Plan regardless of whether you have any prescriptions. After finding your Medicare Supplement plan, don't close this page and we'll help you find your Prescription Drug Plan.
Do you take prescriptions?
Your prescriptions cost different amounts on different plans.
What's Your Email?
We just need this to enroll you online.
What's your gender?
Your premium depends on your gender.
Choose a Plan
➡️ Plan G
⭕ Plan G is the most comprehensive plan available to folks turning 65. With Plan G, as long as you see doctors who accept Medicare and use Medicare-approved medical procedures, your medical costs won’t exceed $233/year.
⭕ Plan G fully covers the main “gaps” in Medicare - the Part A deductible and Part B coinsurance - and also covers “excess charges”, a 15% surcharge that some providers pass on to you.
➡️ Plan N
⭕ Plan N has the same coverage as Plan G with two exceptions: you pay a $20 co-pay for primary care visits and pay for "excess charges", which are surcharges of up to 15% of your medical bill that some providers pass on to you.
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